I am originally from the North Side of Pittsburgh. I was the first of seven kids in a great family.
The two greatest influences in my life were attending the
University of Dayton (UD) where I went to college and then meeting
my wonderful wife Dana.

It was at UD where I really fell in love with Catholicism and became what I am today. I was part of a tremendous fellowship group and the Marianist influence will always remain a part of me.
As for my wife Dana, I'm not even sure where to begin. If
ever there is a case to be made for predestination, it was meeting
Dana. How do you describe someone that is far better than
anything you ever imagined in a marriage partner? How do you
describe someone who is perfect for you in every way?
I
describe her like this - Wonder-Wife.
Dana is not only my very beautiful wife, she is also a superstar Mom and my business partner.
Dana's passion is horses. A gifted athlete, she is a champion reiner. You may even see her in the 2012 Olympics!
Yes I am truly the Original Legendary Internet
Banking Dude who surprised the community banking world with a new
delivery system that is commonplace today.
In 1994 I wrote a thesis for the Stonier Advanced School of
Banking and the implementation of my project became the first web
banking product in the U.S. Much of the credit really belongs to a
couple
young Kiski Valley kids.
I also gained a little notoriety by being the first to get regulatory approval for an array of Internet banking products including e-commerce services commonly used for merchant processing today.